Harriman, TN natural hazards
Most of the natural-hazard damage FEMA expects in Harriman comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1978. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Harriman?
FEMA expects yearly storm and flood damage to homes and buildings in Harriman to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.
What Harriman faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Tornadoes
Earthquakes
Lower here
Not a risk here
Does Harriman flood?
Every paid claim on a federal flood insurance policy in Harriman, from FEMA’s records.
are insured
are insured
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Harriman itself: aid to households, or repair grants to the City of Harriman.
Severe Winter Storm
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Straight-Line Winds, and Flooding
Severe Winter Storm and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms and Flooding
Severe Storms and Tornados
Severe Storms and Flooding
How to read this page
FEMA’s expected losses across Harriman total about $2.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.