Natural hazards · Hampton

Hampton, TN natural hazards

Most of the natural-hazard damage FEMA expects in Hampton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 30 claims here since 1984. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampton to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves7%Everything else14%

By hazard

What Hampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampton flood?

Every paid claim on a federal flood insurance policy in Hampton, from FEMA’s records.

30paid claims since 1984

$347Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Hurricane Helene: 5 claims, $120K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carter County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Hampton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hampton itself: aid to households, or repair grants to Hampton.

Brought FEMA money into HamptonDeclared for Carter County only

2024

Tropical Storm Helene

454 households applied for aid $1.6M aid approved

Carter County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hampton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hampton total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.