Natural hazards · Halls

Halls, TN natural hazards

Most of the natural-hazard damage FEMA expects in Halls comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1994. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Halls?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Halls to be higher than in 84% of U.S. communities, mostly from earthquakes.

Earthquakes65%Tornadoes13%Inland flooding9%Everything else13%

By hazard

What Halls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

65% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 21 years in the area

Inland flooding

9% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Halls flood?

Every paid claim on a federal flood insurance policy in Halls, from FEMA’s records.

1paid claims since 1994

$951paid to owners

0homes flooded more than once

19942026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Halls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lauderdale County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Halls

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Halls itself: aid to households, or repair grants to the Town of Halls.

Brought FEMA money into HallsDeclared for Lauderdale County only

2026

Severe Winter Storm

1 household applied for aid $7K aid approved

2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

18 households applied for aid $85K aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

12 households applied for aid $91K aid approved $450 to the Town of Halls for repairs

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $19K aid approved

1999

Severe Storms, Tornadoes and High Winds

$13K to the Town of Halls for repairs

Lauderdale County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Halls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Halls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Halls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.