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Natural hazards · Grand Junction

Grand Junction, TN natural hazards

Most of the natural-hazard damage FEMA expects in Grand Junction comes from earthquakes, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Grand Junction?

54
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grand Junction to be higher than in 54% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes37%Tornadoes21%Inland flooding16%Cold waves14%Heat waves5%Everything else7%
By hazard

What Grand Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

37% of expected damage
Well above average · higher than 87% of U.S. places

Tornadoes

21% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 13 years in the area

Inland flooding

16% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about once a year in the area

Cold waves

14% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once a year in the area

Heat waves

5% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Grand Junction flood?

FEMA's records show no paid flood insurance claims in Grand Junction.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Grand Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hardeman County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Grand Junction

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grand Junction itself: aid to households, or repair grants to the City of Grand Junction.

Brought FEMA money into Grand JunctionDeclared for Hardeman County only
2026

Severe Winter Storm

293 households applied for aid $1.4M aid approved $251K to the City of Grand Junction for repairs
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

212 households applied for aid $895K aid approved $1.3M to the City of Grand Junction for repairs
2023

Severe Storms, Straight-Line Winds, and Tornadoes

11 households applied for aid $38K aid approved
2021

Severe Storms, Tornadoes, and Flooding

$39K to the City of Grand Junction for repairs
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

31 households applied for aid $26K aid approved
2003

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $9K aid approved
Hardeman County has had 14 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grand Junction is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Grand Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grand Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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