Flat Top Mountain, TN housing market
Home prices around Flat Top Mountain have risen about 63% over the past 5 years.
Home values, sales, trends and how Flat Top Mountain compares with the towns next door — updated as new data is published.
Home prices up 63% in 5 years
The federal house price index for the ZIP code around Flat Top Mountain rose 63% over the past 5 years, faster than across Tennessee (60%). Last year prices rose 3.3%. Carrying the Census median home value forward with that index puts the typical Flat Top Mountain home at roughly $701,000 today.
Show as a table
| Year | Change that year | Since 2000 | Tennessee since 2000 |
|---|---|---|---|
| 2025 | +3.3% | +188% | +186% |
| 2024 | +3.8% | +179% | +180% |
| 2023 | +10% | +169% | +167% |
| 2022 | +20% | +144% | +149% |
| 2021 | +15% | +104% | +105% |
| 2020 | +5% | +77% | +80% |
| 2019 | +4.3% | +69% | +72% |
| 2018 | +7% | +62% | +63% |
| 2017 | +5.4% | +51% | +52% |
| 2016 | +2.8% | +44% | +42% |
| 2015 | +1.7% | +40% | +34% |
| 2014 | +2.8% | +37% | +28% |
| 2013 | +0.8% | +34% | +23% |
| 2012 | +1.7% | +33% | +21% |
| 2011 | −3.7% | +31% | +23% |
| 2010 | −0.6% | +36% | +26% |
| 2009 | +0.1% | +36% | +30% |
| 2008 | 0% | +36% | +34% |
| 2007 | +3.5% | +36% | +33% |
| 2006 | +4.5% | +32% | +28% |
| 2005 | +7.3% | +26% | +20% |
| 2004 | +5.5% | +17% | +12% |
| 2003 | +2.5% | +11% | +8.2% |
| 2002 | +4.2% | +8.6% | +6.3% |
| 2001 | +4.3% | +4.3% | +3.8% |
| 2000 | — | — | — |
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 37379, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
Flat Top Mountain and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Flat Top Mountain | — | +3.3%† | $1,260 | — | $121,131 |
| Mowbray Mountain | — | +3.3%† | $1,260 | — | $93,293 |
| Soddy-Daisy | $359K | −0.2% | $1,300 | 43 | $75,113 |
† FHFA price index change, where Zillow has no home value for the town.
4.9 years of income
The typical Flat Top Mountain home costs about 4.9 years of the town's median household income, about the same as across Tennessee (4.8).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,260
HUD's Fair Market Rent for a two-bedroom in Flat Top Mountain is $1,260 a month, utilities included: roughly what a modest, recently rented unit costs. A two-bedroom takes about 12% of the town's median household income.
Studio $1,100 · 4 bedrooms $1,680
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (37379; Chattanooga, TN-GA MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.