Natural hazards · Fairview

Fairview, TN natural hazards

Most of the natural-hazard damage FEMA expects in Fairview comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 7 claims here since 2010. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fairview?

15
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairview to be higher than in 15% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding33%Cold waves26%Tornadoes15%Earthquakes13%Strong wind6%Everything else7%
By hazard

What Fairview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 2 times a year in the area

Cold waves

26% of expected damage
Below average · higher than 44% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Above average · higher than 74% of U.S. places

Earthquakes

13% of expected damage
Well above average · higher than 78% of U.S. places

Strong wind

6% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fairview flood?

Every paid claim on a federal flood insurance policy in Fairview, from FEMA’s records.

7paid claims since 2010
$118Kpaid to owners
1homes flooded more than once
20102026

Biggest named events

  • Tennessee Flooding: 1 claim, $26K
  • Late spring storms: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fairview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Williamson County.
Disasters that hit Fairview

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairview itself: aid to households, or repair grants to the City of Fairview.

Brought FEMA money into FairviewDeclared for Williamson County only
2026

Severe Winter Storm

34 households applied for aid $47K aid approved $2.1M to the City of Fairview for repairs
2021

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $9K aid approved
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

183 households applied for aid $241K aid approved $66K to the City of Fairview for repairs
2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

25 households applied for aid $77K aid approved $8K to the City of Fairview for repairs
2003

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $10K aid approved
1999

Severe Storms, Tornadoes and Flooding

$98K to the City of Fairview for repairs
Williamson County has had 13 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairview covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fairview’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fairview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairview total about $923K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01