Natural hazards · Eva

Eva, TN natural hazards

Most of the natural-hazard damage FEMA expects in Eva comes from cold waves, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eva?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eva to be higher than in 65% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves26%Earthquakes24%Inland flooding22%Tornadoes14%Strong wind6%Everything else9%

By hazard

What Eva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

26% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 84% of U.S. places

Inland flooding

22% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 20 years in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eva flood?

FEMA's records show no paid flood insurance claims in Eva.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Eva

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eva itself: aid to households, or repair grants to Eva.

Brought FEMA money into EvaDeclared for Benton County only

2026

Severe Winter Storm

1 household applied for aid

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

2 households applied for aid

Benton County has had 19 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eva is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eva’s own flood-insurance community; household aid to the registrant’s city; repair grants to Eva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.