Erwin, TN natural hazards
Most of the natural-hazard damage FEMA expects in Erwin comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 13 claims here since 1979. 3 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Erwin?
FEMA expects yearly storm and flood damage to homes and buildings in Erwin to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.
What Erwin faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Strong wind
Earthquakes
Lightning
Tornadoes
Lower here
Not a risk here
Does Erwin flood?
Every paid claim on a federal flood insurance policy in Erwin, from FEMA’s records.
are insured
are insured
What’s been done with FEMA grants
3 federal disasters brought FEMA money here
Disasters the President declared that paid out in Erwin itself: aid to households, or repair grants to the Town of Erwin.
Tropical Storm Helene
Severe Storms and Flooding
Severe Storms and Flooding
How to read this page
FEMA’s expected losses across Erwin total about $708K a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.