Natural hazards · Dyer

Dyer, TN natural hazards

Most of the natural-hazard damage FEMA expects in Dyer comes from earthquakes, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dyer?

84
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dyer to be higher than in 84% of U.S. communities, mostly from earthquakes.

Earthquakes64%Tornadoes11%Inland flooding8%Cold waves7%Everything else9%
By hazard

What Dyer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

64% of expected damage
Well above average · higher than 96% of U.S. places

Tornadoes

11% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 29 years in the area

Inland flooding

8% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dyer flood?

FEMA's records show no paid flood insurance claims in Dyer.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Dyer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gibson County.

What’s been done with FEMA grants

3storm safe rooms built
Disasters that hit Dyer

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dyer itself: aid to households, or repair grants to the City of Dyer.

Brought FEMA money into DyerDeclared for Gibson County only
2023

Severe Storms and Tornadoes

2 households applied for aid $1K aid approved
2021

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid
2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

8 households applied for aid $2K aid approved
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

10 households applied for aid $24K aid approved $14K to the City of Dyer for repairs
2006

Severe Storms and Tornadoes

188 households applied for aid $89K aid approved $146K to the City of Dyer for repairs
2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $10K aid approved $3K to the City of Dyer for repairs
Gibson County has had 23 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dyer is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Dyer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dyer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01