Natural hazards · Ducktown

Ducktown, TN natural hazards

Most of the natural-hazard damage FEMA expects in Ducktown comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ducktown?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ducktown to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes9%Cold waves8%Earthquakes8%Strong wind7%Wildfire7%Everything else9%

By hazard

What Ducktown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

9% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 22 years in the area

Cold waves

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ducktown flood?

FEMA's records show no paid flood insurance claims in Ducktown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ducktown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

Disasters that hit Ducktown

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ducktown itself: aid to households, or repair grants to the City of Ducktown.

Brought FEMA money into DucktownDeclared for Polk County only

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Polk County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ducktown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ducktown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ducktown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.