Natural hazards · Crump

Crump, TN natural hazards

Most of the natural-hazard damage FEMA expects in Crump comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 19 claims here since 1990. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crump?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crump to be higher than in 76% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves25%Earthquakes20%Tornadoes10%Strong wind9%Everything else6%

By hazard

What Crump faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

20% of expected damage

Well above average · higher than 85% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 11 years in the area

Strong wind

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crump flood?

Every paid claim on a federal flood insurance policy in Crump, from FEMA’s records.

19paid claims since 1990

$741Kpaid to owners

4homes flooded more than once

19902026

Biggest named events

Heavy rains: 3 claims, $126K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crump isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hardin County.

Disasters that hit Crump

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crump itself: aid to households, or repair grants to the City of Crump.

Brought FEMA money into CrumpDeclared for Hardin County only

2026

Severe Winter Storm

13 households applied for aid $7K aid approved

2019

Severe Storms, Flooding, Landslides, and Mudslides

$76K to the City of Crump for repairs

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

5 households applied for aid $10K aid approved

2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2003

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $23K aid approved $10K to the City of Crump for repairs

1999

Severe Storms, Tornadoes and Flooding

$5K to the City of Crump for repairs

Hardin County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crump is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Crump’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Crump. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.