Natural hazards · Crossville

Crossville, TN natural hazards

Most of the natural-hazard damage FEMA expects in Crossville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crossville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crossville to be higher than in 21% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding26%Earthquakes26%Tornadoes21%Cold waves16%Strong wind5%Everything else7%

By hazard

What Crossville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Earthquakes

26% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

21% of expected damage

Well above average · higher than 78% of U.S. places

Cold waves

16% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingHeat wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crossville flood?

Every paid claim on a federal flood insurance policy in Crossville, from FEMA’s records.

1paid claims since 2013

$8Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crossville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Crossville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crossville itself: aid to households, or repair grants to the City of Crossville.

Brought FEMA money into CrossvilleDeclared for Cumberland County only

2017

Severe Storms, Straight-Line Winds, and Flooding

$14K to the City of Crossville for repairs

2015

Severe Winter Storm and Flooding

$164K to the City of Crossville for repairs

2012

Severe Storms, Tornadoes, Straight-Line Winds and

37 households applied for aid $27K aid approved

2006

Severe Storms and Tornadoes

101 households applied for aid $37K aid approved $40K to the City of Crossville for repairs

2004

Severe Storms and Flooding

$7K to the City of Crossville for repairs

2003

Severe Storms, Tornadoes, and Flooding

16 households applied for aid $40K aid approved

2002

Severe Storms and Tornados

200 households applied for aid $228K aid approved

1998

Severe Winter Storm

$13K to the City of Crossville for repairs

Cumberland County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crossville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Crossville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Crossville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crossville total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.