Natural hazards · Coopertown

Coopertown, TN natural hazards

Most of the natural-hazard damage FEMA expects in Coopertown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2017. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coopertown?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coopertown to be higher than in 46% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding38%Earthquakes19%Cold waves14%Tornadoes12%Strong wind7%Everything else10%

By hazard

What Coopertown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Earthquakes

19% of expected damage

Well above average · higher than 80% of U.S. places

Cold waves

14% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 39 years in the area

Strong wind

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coopertown flood?

Every paid claim on a federal flood insurance policy in Coopertown, from FEMA’s records.

3paid claims since 2017

$82Kpaid to owners

1homes flooded more than once

20172026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coopertown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Robertson County.

Disasters that hit Coopertown

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Coopertown itself: aid to households, or repair grants to the Town of Coopertown.

Brought FEMA money into CoopertownDeclared for Robertson County only

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$70K to the Town of Coopertown for repairs

Robertson County has had 11 natural disasters declared since 1953, most often severe storms and floods.

Around Coopertown

Coopertown and the towns around it

Very lowLowModerateHighVery high

Pleasant Viewmostly inland floodingModerate

Coopertownmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coopertown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Coopertown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coopertown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coopertown total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.