Natural hazards · Centerville

Centerville, TN natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1991. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 43% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes32%Inland flooding30%Earthquakes21%Cold waves9%Everything else8%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

32% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 21 years in the area

Inland flooding

30% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

9% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

Every paid claim on a federal flood insurance policy in Centerville, from FEMA’s records.

9paid claims since 1991

$153Kpaid to owners

1homes flooded more than once

19912026

Biggest named events

Late spring storms: 2 claims, $114K
Tennessee Flooding: 2 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hickman County.

Disasters that hit Centerville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Centerville itself: aid to households, or repair grants to the Town of Centerville.

Brought FEMA money into CentervilleDeclared for Hickman County only

2026

Severe Winter Storm

84 households applied for aid $107K aid approved $161K to the Town of Centerville for repairs

2021

Severe Storm and Flooding

75 households applied for aid $32K aid approved $31K to the Town of Centerville for repairs

2021

Severe Storms, Tornadoes, and Flooding

$27K to the Town of Centerville for repairs

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

622 households applied for aid $1.6M aid approved $573K to the Town of Centerville for repairs

2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

68 households applied for aid $167K aid approved $13K to the Town of Centerville for repairs

2003

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $14K aid approved

Hickman County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Centerville total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.