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Natural hazards · Burns

Burns, TN natural hazards

Most of the natural-hazard damage FEMA expects in Burns comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2021. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Burns?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burns to be higher than in 37% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes23%Tornadoes19%Cold waves14%Everything else10%
By hazard

What Burns faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Below average · higher than 29% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

23% of expected damage
Well above average · higher than 81% of U.S. places

Tornadoes

19% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 42 years in the area

Cold waves

14% of expected damage
Below average · higher than 42% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Burns flood?

Every paid claim on a federal flood insurance policy in Burns, from FEMA’s records.

1paid claims since 2021
$19Kpaid to owners
0homes flooded more than once
20212026

Biggest named events

  • Tennessee Flooding: 1 claim, $19K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Burns isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dickson County.
Disasters that hit Burns

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Burns itself: aid to households, or repair grants to the Town of Burns.

Brought FEMA money into BurnsDeclared for Dickson County only
2026

Severe Winter Storm

4 households applied for aid $1K aid approved
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid
2023

Severe Storms and Tornadoes

1 household applied for aid
2021

Severe Storms, Straight-Line Winds, and Tornadoes

7 households applied for aid $6K aid approved
2021

Severe Storm and Flooding

35 households applied for aid $4K aid approved
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

67 households applied for aid $123K aid approved $26K to the Town of Burns for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Dickson County has had 22 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burns is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Burns’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Burns. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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