Natural hazards · Bulls Gap

Bulls Gap, TN natural hazards

Most of the natural-hazard damage FEMA expects in Bulls Gap comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bulls Gap?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bulls Gap to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding54%Earthquakes11%Tornadoes10%Strong wind8%Cold waves5%Landslides5%Everything else7%

By hazard

What Bulls Gap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Earthquakes

11% of expected damage

Above average · higher than 74% of U.S. places

Tornadoes

10% of expected damage

Below average · higher than 48% of U.S. places

Strong wind

8% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 4 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Landslides

5% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bulls Gap flood?

FEMA's records show no paid flood insurance claims in Bulls Gap.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bulls Gap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hawkins County.

Disasters that hit Bulls Gap

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bulls Gap itself: aid to households, or repair grants to the Town of Bulls Gap.

Brought FEMA money into Bulls GapDeclared for Hawkins County only

2024

Tropical Storm Helene

75 households applied for aid $49K aid approved

Hawkins County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bulls Gap is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bulls Gap’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bulls Gap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.