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Natural hazards · Bogota

Bogota, TN natural hazards

Most of the natural-hazard damage FEMA expects in Bogota comes from earthquakes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bogota?

85
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bogota to be higher than in 85% of U.S. communities, mostly from earthquakes.

Earthquakes46%Inland flooding14%Drought12%Tornadoes11%Cold waves9%Everything else9%
By hazard

What Bogota faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

46% of expected damage
Well above average · higher than 94% of U.S. places

Inland flooding

14% of expected damage
Above average · higher than 62% of U.S. places
Recorded about once a year in the area

Drought

12% of expected damage
Recorded about 16 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 5 years in the area

Cold waves

9% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bogota flood?

FEMA's records show no paid flood insurance claims in Bogota.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bogota isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dyer County.

What’s been done with FEMA grants

21flood-prone properties bought out and cleared
Disasters that hit Bogota

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bogota itself: aid to households, or repair grants to Bogota.

Brought FEMA money into BogotaDeclared for Dyer County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

31 households applied for aid $423K aid approved
2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

20 households applied for aid $25K aid approved
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

4 households applied for aid
2006

Severe Storms and Tornadoes

2 households applied for aid
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Dyer County has had 19 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bogota is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bogota’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bogota. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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