Natural hazards · Blaine

Blaine, TN natural hazards

Most of the natural-hazard damage FEMA expects in Blaine comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blaine?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blaine to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding53%Tornadoes12%Earthquakes10%Strong wind8%Cold waves6%Everything else10%

By hazard

What Blaine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 63 years in the area

Earthquakes

10% of expected damage

Well above average · higher than 77% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blaine flood?

FEMA's records show no paid flood insurance claims in Blaine.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blaine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grainger County.

Disasters that hit Blaine

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blaine itself: aid to households, or repair grants to the City of Blaine.

Brought FEMA money into BlaineDeclared for Grainger County only

2019

Severe Storms, Flooding, Landslides, and Mudslides

$24K to the City of Blaine for repairs

2003

Severe Storms and Flooding

$8K to the City of Blaine for repairs

Grainger County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blaine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blaine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blaine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.