Natural hazards · Alamo

Alamo, TN natural hazards

Most of the natural-hazard damage FEMA expects in Alamo comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alamo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alamo to be higher than in 80% of U.S. communities, mostly from earthquakes.

Earthquakes68%Inland flooding8%Tornadoes7%Cold waves7%Everything else10%

By hazard

What Alamo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

68% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 23 years in the area

Cold waves

7% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alamo flood?

Every paid claim on a federal flood insurance policy in Alamo, from FEMA’s records.

5paid claims since 1998

$324Kpaid to owners

1homes flooded more than once

19982026

Biggest named events

Late spring storms: 1 claim, $75K
Mid-spring storms: 1 claim, $88K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Alamo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crockett County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Alamo

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alamo itself: aid to households, or repair grants to the Town of Alamo.

Brought FEMA money into AlamoDeclared for Crockett County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

8 households applied for aid $12K aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

30 households applied for aid $31K aid approved $12K to the Town of Alamo for repairs

2003

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $6K aid approved

2002

Severe Storms and Tornados

1 household applied for aid $1K aid approved

1999

Severe Storms, Tornadoes and High Winds

$7K to the Town of Alamo for repairs

Crockett County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alamo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Alamo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Alamo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.