Natural hazards · Worthing

Worthing, SD natural hazards

Most of the natural-hazard damage FEMA expects in Worthing comes from tornadoes, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Worthing?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Worthing to be higher than in 43% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes37%Inland flooding37%Cold waves5%Everything else21%

By hazard

What Worthing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

37% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 11 years in the area

Inland flooding

37% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 8 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Worthing flood?

FEMA's records show no paid flood insurance claims in Worthing.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Worthing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Worthing

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Worthing itself: aid to households, or repair grants to the City of Worthing.

Brought FEMA money into WorthingDeclared for Lincoln County only

2024

Severe Storms, Straight-Line Winds, and Flooding

48 households applied for aid $220K aid approved

Lincoln County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Worthing is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Worthing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Worthing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.