Natural hazards · Wilmot

Wilmot, SD natural hazards

Most of the natural-hazard damage FEMA expects in Wilmot comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wilmot?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilmot to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves24%Tornadoes11%Strong wind5%Everything else12%

By hazard

What Wilmot faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 7 years in the area

Strong wind

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wilmot flood?

FEMA's records show no paid flood insurance claims in Wilmot.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wilmot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Roberts County.

Disasters that hit Wilmot

Federal disasters declared here

None of the disasters declared for Roberts County shows FEMA aid or repair money reaching Wilmot itself in FEMA’s records.

Brought FEMA money into WilmotDeclared for Roberts County only

Roberts County has had 22 natural disasters declared since 1953, most often floods and severe storms.

Around Wilmot

Wilmot and the towns around it

Very lowLowModerateHighVery high

Wilmotmostly inland floodingHigh

Garfieldmostly inland floodingHigh

Springdalemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilmot is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wilmot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wilmot. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.