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Housing in White Swan

A typical White Swan home is worth roughly $250,000

Typical home value
$250K
SD $322K
Estimate
2-bedroom rent
$930
a month, utilities in · HUD
Median tax bill
$3,439
SD $2,724

What kind of housing town is White Swan?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

81% of White Swan households own their home

Half of White Swan’s homes were built before 1990.

Owners and renters
Own 81%Rent 19%

South Dakota: 69% own.

1990
typical home built · SD 1980
$3,439
median property tax bill · SD $2,724
1.38%
of a home’s value, a year in tax · SD 1.06%
31%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

A typical home costs 2.8 years of income

Less than across South Dakota (4.3 years). Try your own numbers below.

You could afford about
$325,000
Typical White Swan home $250K

That covers a typical White Swan home, with $75K to spare.

The typical home, each month
$1,600
Loan $1,240Tax $290Insurance $70

A two-bedroom rents for about $930 a month here, $670 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, White Swan’s typical property tax (1.38% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $930

Renters already here pay a median of $675, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$800
1 bedroom$810
2 bedrooms$930
3 bedrooms$1,300
4 bedrooms$1,570
19%
of households rent · SD 31%
27
renter households
$675
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Charles Mix County, SD): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What White Swan buyers, sellers and renters are saying.

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Is White Swan still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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