Natural hazards · Tamworth

Tamworth, SD natural hazards

Most of the natural-hazard damage FEMA expects in Tamworth comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tamworth?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tamworth to be higher than in 37% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves42%Inland flooding23%Hail13%Tornadoes6%Everything else15%

By hazard

What Tamworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 11 times a year in the area

Inland flooding

23% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Hail

13% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tamworth flood?

Every paid claim on a federal flood insurance policy in Tamworth, from FEMA’s records.

2paid claims since 1997

$5Kpaid to owners

0homes flooded more than once

19972026

of all homes
are insured

No community discount. Tamworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Faulk County.

Disasters that hit Tamworth

Federal disasters declared here

None of the disasters declared for Faulk County shows FEMA aid or repair money reaching Tamworth itself in FEMA’s records.

Brought FEMA money into TamworthDeclared for Faulk County only

Faulk County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Tamworth

Tamworth and the towns around it

Very lowLowModerateHighVery high

Tamworthmostly cold wavesLow

Orientmostly cold wavesLow

Bryantmostly cold wavesLow

Lafoonmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tamworth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tamworth’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Tamworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tamworth total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.