Natural hazards · Springdale

Springdale, SD natural hazards

Most of the natural-hazard damage FEMA expects in Springdale comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2024.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springdale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springdale to be higher than in 33% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes47%Inland flooding30%Cold waves7%Ice storms5%Everything else11%

By hazard

What Springdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

47% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

30% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 3 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 8 times a year in the area

Ice storms

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springdale flood?

Every paid claim on a federal flood insurance policy in Springdale, from FEMA’s records.

1paid claims since 2024

$8Kpaid to owners

0homes flooded more than once

20242026

Biggest named events

June Midwest Flooding: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Springdale

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Springdale itself in FEMA’s records.

Brought FEMA money into SpringdaleDeclared for Lincoln County only

Lincoln County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Springdale

Springdale and the towns around it

Very lowLowModerateHighVery high

Daytonmostly inland floodingModerate

Harrisburgmostly tornadoesModerate

Sioux Fallsmostly tornadoesLow

Delapremostly tornadoesLow

Springdalemostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springdale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springdale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Springdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springdale total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.