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Natural hazards · Smithville

Smithville, SD natural hazards

Most of the natural-hazard damage FEMA expects in Smithville comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Smithville?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smithville to be higher than in 79% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding38%Wildfire33%Cold waves11%Everything else17%
By hazard

What Smithville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Wildfire

33% of expected damage
Well above average · among the top 1% of U.S. places

Cold waves

11% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Smithville flood?

FEMA's records show no paid flood insurance claims in Smithville.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Smithville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Meade County.
Disasters that hit Smithville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Smithville itself: aid to households, or repair grants to the Township of Smithville.

Brought FEMA money into SmithvilleDeclared for Meade County only
2019

Severe Storms and Flooding

$74K to the Township of Smithville for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$5K to the Township of Smithville for repairs
2008

Severe Storms and Flooding

$8K to the Township of Smithville for repairs
Meade County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Smithville

Smithville and the towns around it

Sunnyside: High, mostly inland floodingShyne: High, mostly inland floodingElm Springs: High, mostly inland floodingAsh: High, mostly inland floodingCedar Butte: High, mostly inland floodingWasta: High, mostly inland floodingSmithville: High, mostly inland flooding SmithvilleSunnysideShyneElm Springs
Very lowLowModerateHighVery high
Smithvillemostly inland floodingHigh
Elm Springsmostly inland floodingHigh
Sunnysidemostly inland floodingHigh
Shynemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smithville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Smithville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Smithville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Smithville, SDMeade CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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