Natural hazards · Scotch Cap

Scotch Cap, SD natural hazards

Most of the natural-hazard damage FEMA expects in Scotch Cap comes from cold waves, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scotch Cap?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scotch Cap to be higher than in 54% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding29%Wildfire7%Strong wind6%Hail6%Everything else10%

By hazard

What Scotch Cap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

29% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Hail

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scotch Cap flood?

FEMA's records show no paid flood insurance claims in Scotch Cap.

Disasters that hit Scotch Cap

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Scotch Cap itself: aid to households, or repair grants to the Township of Scotch Cap.

Brought FEMA money into Scotch CapDeclared for Perkins County only

2013

Severe Winter Storm, Snowstorm, and Flooding

$34K to the Township of Scotch Cap for repairs

2011

Flooding

$843 to the Township of Scotch Cap for repairs

2009

Severe Storms and Flooding

$12K to the Township of Scotch Cap for repairs

Perkins County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Scotch Cap

Scotch Cap and the towns around it

Very lowLowModerateHighVery high

Scotch Capmostly cold wavesModerate

Bisonmostly cold wavesModerate

Cashmostly cold wavesModerate

Strool-Plateaumostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scotch Cap is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scotch Cap’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Scotch Cap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.