Natural hazards · Ravinia

Ravinia, SD natural hazards

Most of the natural-hazard damage FEMA expects in Ravinia comes from cold waves, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ravinia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ravinia to be higher than in 47% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves37%Inland flooding31%Tornadoes10%Drought7%Everything else15%

By hazard

What Ravinia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

37% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

31% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 5 years in the area

Drought

7% of expected damage

Recorded about 24 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ravinia flood?

FEMA's records show no paid flood insurance claims in Ravinia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ravinia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Charles Mix County.

Disasters that hit Ravinia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ravinia itself: aid to households, or repair grants to the Town of Ravinia.

Brought FEMA money into RaviniaDeclared for Charles Mix County only

2019

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $6K aid approved

2019

Severe Winter Storm, Snowstorm, and Flooding

8 households applied for aid $28K aid approved $42K to the Town of Ravinia for repairs

2010

Flooding

$3K to the Town of Ravinia for repairs

Charles Mix County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ravinia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ravinia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ravinia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.