Natural hazards · Plankinton

Plankinton, SD natural hazards

Most of the natural-hazard damage FEMA expects in Plankinton comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2019. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plankinton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plankinton to be higher than in 48% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves43%Inland flooding23%Drought11%Tornadoes8%Ice storms7%Everything else9%

By hazard

What Plankinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

43% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

23% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 2 years in the area

Drought

11% of expected damage

Recorded about 18 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Ice storms

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plankinton flood?

Every paid claim on a federal flood insurance policy in Plankinton, from FEMA’s records.

2paid claims since 2019

$100Kpaid to owners

0homes flooded more than once

20192026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plankinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aurora County.

What’s been done with FEMA grants

38buildings floodproofed

1storm safe rooms built

Disasters that hit Plankinton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plankinton itself: aid to households, or repair grants to the City of Plankinton.

Brought FEMA money into PlankintonDeclared for Aurora County only

2022

Severe Storm, Straight-Line Winds, Tornadoes, and Flooding

$42K to the City of Plankinton for repairs

2019

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $9K aid approved $58K to the City of Plankinton for repairs

2019

Severe Winter Storm, Snowstorm, and Flooding

$5K to the City of Plankinton for repairs

2011

Flooding

$4K to the City of Plankinton for repairs

2010

Flooding

$11K to the City of Plankinton for repairs

2005

Severe Winter Storm

$35K to the City of Plankinton for repairs

Aurora County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plankinton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Plankinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Plankinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.