Natural hazards · Pine Lakes Addition

Pine Lakes Addition, SD natural hazards

Most of the natural-hazard damage FEMA expects in Pine Lakes Addition comes from tornadoes, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Lakes Addition?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Lakes Addition to be higher than in 25% of U.S. communities, mostly from tornadoes and cold waves.

Tornadoes41%Cold waves21%Inland flooding19%Ice storms6%Everything else14%

By hazard

What Pine Lakes Addition faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

41% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 92 years in the area

Cold waves

21% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

19% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 5 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Lakes Addition flood?

FEMA's records show no paid flood insurance claims in Pine Lakes Addition.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Lakes Addition isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Minnehaha County.

Disasters that hit Pine Lakes Addition

Federal disasters declared here

None of the disasters declared for Minnehaha County shows FEMA aid or repair money reaching Pine Lakes Addition itself in FEMA’s records.

Brought FEMA money into Pine Lakes AdditionDeclared for Minnehaha County only

Minnehaha County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Pine Lakes Addition

Pine Lakes Addition and the towns around it

Very lowLowModerateHighVery high

Sioux Fallsmostly tornadoesLow

Pine Lakes Additionmostly tornadoesLow

Split Rockmostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Lakes Addition is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pine Lakes Addition’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pine Lakes Addition. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.