Natural hazards · Okreek

Okreek, SD natural hazards

Most of the natural-hazard damage FEMA expects in Okreek comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Okreek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Okreek to be higher than in 70% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding30%Wildfire28%Cold waves21%Tornadoes8%Everything else13%

By hazard

What Okreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 2 years in the area

Wildfire

28% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

21% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 4 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Okreek flood?

FEMA's records show no paid flood insurance claims in Okreek.

of all homes
are insured

No community discount. Okreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Todd County.

Disasters that hit Okreek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Okreek itself: aid to households, or repair grants to Okreek.

Brought FEMA money into OkreekDeclared for Todd County only

2019

Severe Winter Storm, Snowstorm, and Flooding

10 households applied for aid $4K aid approved

Todd County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Okreek

Okreek and the towns around it

Very lowLowModerateHighVery high

Okreekmostly inland floodingHigh

Moshermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Okreek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Okreek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Okreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.