Natural hazards · Miller

Miller, SD natural hazards

Most of the natural-hazard damage FEMA expects in Miller comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Miller?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Miller to be higher than in 43% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves48%Inland flooding29%Tornadoes10%Everything else13%

By hazard

What Miller faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

48% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

29% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 55 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Miller flood?

Every paid claim on a federal flood insurance policy in Miller, from FEMA’s records.

1paid claims since 2011

$1Kpaid to owners

0homes flooded more than once

20112026

of all homes
are insured

No community discount. Miller isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hand County.

Disasters that hit Miller

Federal disasters declared here

None of the disasters declared for Hand County shows FEMA aid or repair money reaching Miller itself in FEMA’s records.

Brought FEMA money into MillerDeclared for Hand County only

Hand County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Miller

Miller and the towns around it

Very lowLowModerateHighVery high

Midlandmostly cold wavesHigh

Loganmostly cold wavesHigh

Alphamostly cold wavesHigh

Millermostly cold wavesModerate

St. Lawrencemostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Miller covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Miller’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Miller. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Miller total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.