Natural hazards · Midland

Midland, SD natural hazards

Most of the natural-hazard damage FEMA expects in Midland comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midland to be higher than in 91% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves29%Strong wind6%Everything else10%

By hazard

What Midland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Cold waves

29% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Strong wind

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midland flood?

FEMA's records show no paid flood insurance claims in Midland.

of all homes
are insured

No community discount. Midland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Haakon County.

Disasters that hit Midland

Federal disasters declared here

None of the disasters declared for Haakon County shows FEMA aid or repair money reaching Midland itself in FEMA’s records.

Brought FEMA money into MidlandDeclared for Haakon County only

Haakon County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Midland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Midland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.