Natural hazards · Medary

Medary, SD natural hazards

Most of the natural-hazard damage FEMA expects in Medary comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medary?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medary to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes24%Cold waves22%Everything else14%

By hazard

What Medary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

22% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medary flood?

Every paid claim on a federal flood insurance policy in Medary, from FEMA’s records.

2paid claims since 2010

$25Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Medary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brookings County.

Disasters that hit Medary

Federal disasters declared here

None of the disasters declared for Brookings County shows FEMA aid or repair money reaching Medary itself in FEMA’s records.

Brought FEMA money into MedaryDeclared for Brookings County only

Brookings County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Medary

Medary and the towns around it

Very lowLowModerateHighVery high

Medarymostly inland floodingHigh

Oslomostly inland floodingModerate

Trentonmostly inland floodingModerate

Fremontmostly inland floodingLow

Brookingsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medary covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Medary’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Medary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Medary total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.