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Natural hazards · Lincoln

Lincoln, SD natural hazards

Most of the natural-hazard damage FEMA expects in Lincoln comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lincoln?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lincoln to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves33%Hail9%Tornadoes7%Strong wind6%Everything else8%
By hazard

What Lincoln faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 5 times a year in the area

Cold waves

33% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 13 times a year in the area

Hail

9% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 2 years in the area

Strong wind

6% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lincoln flood?

FEMA's records show no paid flood insurance claims in Lincoln.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lincoln isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brown County.
Disasters that hit Lincoln

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lincoln itself: aid to households, or repair grants to the Township of Lincoln.

Brought FEMA money into LincolnDeclared for Brown County only
2011

Flooding

$51K to the Township of Lincoln for repairs
2010

Flooding

$33K to the Township of Lincoln for repairs
2009

Severe Storms and Flooding

$11K to the Township of Lincoln for repairs
2001

Severe Winter Storms, Flooding, and Ice Jams

$9K to the Township of Lincoln for repairs
Brown County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Lincoln

Lincoln and the towns around it

Westport: Low, mostly inland floodingRavinia: Low, mostly inland floodingOrdway: Low, mostly inland floodingAberdeen: Moderate, mostly cold wavesOneota: Low, mostly inland floodingCarlisle: Low, mostly inland floodingGarland: Low, mostly inland floodingMercier: Low, mostly inland floodingPembrook: Low, mostly cold wavesPrairiewood: Moderate, mostly cold wavesPrairiewood Village: Moderate, mostly cold wavesCambria: Low, mostly inland floodingColumbia: Low, mostly inland floodingAberdeen: Moderate, mostly cold wavesWarner: Low, mostly inland floodingBath: Low, mostly inland floodingLincoln: Low, mostly inland flooding LincolnWestportRaviniaOrdwayAberdeen
Very lowLowModerateHighVery high
Aberdeenmostly cold wavesModerate
Lincolnmostly inland floodingLow
Westportmostly inland floodingLow
Raviniamostly inland floodingLow
Ordwaymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lincoln is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lincoln’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lincoln. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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