Natural hazards · Laketon

Laketon, SD natural hazards

Most of the natural-hazard damage FEMA expects in Laketon comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Laketon?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laketon to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes19%Cold waves13%Hail8%Everything else12%
By hazard

What Laketon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 4 years in the area

Cold waves

13% of expected damage
Below average · higher than 34% of U.S. places
Recorded about 12 times a year in the area

Hail

8% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Laketon flood?

FEMA's records show no paid flood insurance claims in Laketon.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Laketon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brookings County.
Disasters that hit Laketon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Laketon itself: aid to households, or repair grants to the Township of Laketon.

Brought FEMA money into LaketonDeclared for Brookings County only
2019

Severe Winter Storm, Snowstorm, and Flooding

$16K to the Township of Laketon for repairs
2011

Flooding

$7K to the Township of Laketon for repairs
2001

Severe Winter Storms, Flooding, and Ice Jams

$3K to the Township of Laketon for repairs
Brookings County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Laketon

Laketon and the towns around it

Winsor: Moderate, mostly inland floodingPreston: Moderate, mostly inland floodingBadger: Low, mostly inland floodingLake Poinsett: Moderate, mostly inland floodingEstelline: Moderate, mostly inland floodingNorden: Moderate, mostly inland floodingOakwood: Moderate, mostly inland floodingBangor: Moderate, mostly inland floodingDenver: Low, mostly inland floodingEureka: Moderate, mostly inland floodingHartland: Low, mostly inland floodingGrange: Low, mostly inland floodingFlorence: Moderate, mostly inland floodingHayti: Moderate, mostly inland floodingCleveland: Moderate, mostly inland floodingLaketon: Moderate, mostly inland flooding LaketonWinsorPrestonBadgerLake PoinsettEstellineNorden
Very lowLowModerateHighVery high
Lake Poinsettmostly inland floodingModerate
Estellinemostly inland floodingModerate
Laketonmostly inland floodingModerate
Winsormostly inland floodingModerate
Prestonmostly inland floodingModerate
Nordenmostly inland floodingModerate
Badgermostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laketon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Laketon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Laketon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01