Natural hazards · Hill

Hill, SD natural hazards

Most of the natural-hazard damage FEMA expects in Hill comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hill?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hill to be higher than in 86% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding55%Wildfire31%Hail5%Everything else9%

By hazard

What Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Wildfire

31% of expected damage

Well above average · among the top 1% of U.S. places

Hail

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hill flood?

FEMA's records show no paid flood insurance claims in Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pennington County.

Disasters that hit Hill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hill itself: aid to households, or repair grants to the City of Hill.

Brought FEMA money into HillDeclared for Pennington County only

2025

Straight-Line Winds

$16K to the City of Hill for repairs

2013

Severe Winter Storm, Snowstorm, and Flooding

$7K to the City of Hill for repairs

Pennington County has had 19 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.