Natural hazards · Fuller

Fuller, SD natural hazards

Most of the natural-hazard damage FEMA expects in Fuller comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fuller?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fuller to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves17%Tornadoes14%Hail8%Ice storms7%Everything else11%

By hazard

What Fuller faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Cold waves

17% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 4 years in the area

Hail

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Ice storms

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Lower here

Winter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fuller flood?

Every paid claim on a federal flood insurance policy in Fuller, from FEMA’s records.

8paid claims since 1979

$502Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fuller isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Codington County.

Disasters that hit Fuller

Federal disasters declared here

None of the disasters declared for Codington County shows FEMA aid or repair money reaching Fuller itself in FEMA’s records.

Brought FEMA money into FullerDeclared for Codington County only

Codington County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Fuller

Fuller and the towns around it

Very lowLowModerateHighVery high

Rauvillemostly inland floodingModerate

Lakemostly inland floodingModerate

Fullermostly inland floodingModerate

Florencemostly inland floodingModerate

Richlandmostly inland floodingModerate

Dextermostly inland floodingModerate

Phippsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fuller covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fuller’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fuller. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fuller total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.