Natural hazards · Fort Pierre

Fort Pierre, SD natural hazards

Most of the natural-hazard damage FEMA expects in Fort Pierre comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 67 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fort Pierre?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Pierre to be higher than in 91% of U.S. communities, mostly from inland flooding.

Inland flooding79%Cold waves7%Everything else14%

By hazard

What Fort Pierre faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fort Pierre flood?

Every paid claim on a federal flood insurance policy in Fort Pierre, from FEMA’s records.

67paid claims since 1982

$1.3Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Late spring storms: 44 claims, $919K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fort Pierre isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stanley County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Fort Pierre

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fort Pierre itself: aid to households, or repair grants to the City of Fort Pierre.

Brought FEMA money into Fort PierreDeclared for Stanley County only

2022

Severe Winter Storms and Snowstorm

$19K to the City of Fort Pierre for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$84K to the City of Fort Pierre for repairs

2011

Flooding

373 households applied for aid $1.4M aid approved $6.2M to the City of Fort Pierre for repairs

2008

Severe Storms and Flooding

$15K to the City of Fort Pierre for repairs

Stanley County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Pierre is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fort Pierre’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fort Pierre. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.