Natural hazards · Farmington

Farmington, SD natural hazards

Most of the natural-hazard damage FEMA expects in Farmington comes from cold waves, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farmington?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmington to be higher than in 18% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding23%Strong wind15%Tornadoes10%Hail10%Everything else10%

By hazard

What Farmington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 14 times a year in the area

Inland flooding

23% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once a year in the area

Strong wind

15% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Hail

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farmington flood?

FEMA's records show no paid flood insurance claims in Farmington.

of all homes
are insured

No community discount. Farmington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Day County.

Disasters that hit Farmington

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmington itself: aid to households, or repair grants to the Township of Farmington.

Brought FEMA money into FarmingtonDeclared for Day County only

2023

Flooding

$34K to the Township of Farmington for repairs

2001

Severe Winter Storms, Flooding, and Ice Jams

$4K to the Township of Farmington for repairs

Day County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around Farmington

Farmington and the towns around it

Very lowLowModerateHighVery high

Riversidemostly inland floodingLow

Newportmostly cold wavesLow

Farmingtonmostly cold wavesVery low

Homermostly cold wavesVery low

Andovermostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Farmington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Farmington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.