Natural hazards · Eureka

Eureka, SD natural hazards

Most of the natural-hazard damage FEMA expects in Eureka comes from cold waves, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eureka?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eureka to be higher than in 37% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves45%Inland flooding21%Hail11%Tornadoes7%Strong wind6%Everything else10%
By hazard

What Eureka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

45% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 12 times a year in the area

Inland flooding

21% of expected damage
Below average · higher than 28% of U.S. places
Recorded about once every 2 years in the area

Hail

11% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 2 years in the area

Strong wind

6% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eureka flood?

FEMA's records show no paid flood insurance claims in Eureka.

Disasters that hit Eureka

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eureka itself: aid to households, or repair grants to the City of Eureka.

Brought FEMA money into EurekaDeclared for McPherson County only
2019

Severe Winter Storm, Snowstorm, and Flooding

$27K to the City of Eureka for repairs
2016

Severe Winter Storm

$11K to the City of Eureka for repairs
2010

Severe Winter Storm

$13K to the City of Eureka for repairs
McPherson County has had 15 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eureka is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Eureka’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eureka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01