Natural hazards · Davis

Davis, SD natural hazards

Most of the natural-hazard damage FEMA expects in Davis comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1997. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Davis?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davis to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes27%Drought12%Cold waves11%Hail6%Everything else9%

By hazard

What Davis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Drought

12% of expected damage

Recorded about 28 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 7 times a year in the area

Hail

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Davis flood?

Every paid claim on a federal flood insurance policy in Davis, from FEMA’s records.

11paid claims since 1997

$259Kpaid to owners

3homes flooded more than once

19972026

Biggest named events

June Midwest Flooding: 3 claims, $134K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Davis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Turner County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared

Disasters that hit Davis

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Davis itself: aid to households, or repair grants to the Town of Davis.

Brought FEMA money into DavisDeclared for Turner County only

2024

Severe Storms, Straight-Line Winds, and Flooding

17 households applied for aid $103K aid approved

2019

Severe Winter Storm, Snowstorm, and Flooding

10 households applied for aid $10K aid approved $27K to the Town of Davis for repairs

2010

Flooding

$9K to the Town of Davis for repairs

Turner County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Davis

Davis and the towns around it

Very lowLowModerateHighVery high

Davismostly inland floodingModerate

Turnermostly inland floodingModerate

Middletonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davis is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Davis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Davis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.