Natural hazards · Colonial Pine Hills

Colonial Pine Hills, SD natural hazards

Most of the natural-hazard damage FEMA expects in Colonial Pine Hills comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colonial Pine Hills?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colonial Pine Hills to be higher than in 71% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding35%Wildfire34%Cold waves11%Hail9%Everything else11%

By hazard

What Colonial Pine Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Wildfire

34% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Hail

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colonial Pine Hills flood?

FEMA's records show no paid flood insurance claims in Colonial Pine Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colonial Pine Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pennington County.

Disasters that hit Colonial Pine Hills

Federal disasters declared here

None of the disasters declared for Pennington County shows FEMA aid or repair money reaching Colonial Pine Hills itself in FEMA’s records.

Brought FEMA money into Colonial Pine HillsDeclared for Pennington County only

Pennington County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Colonial Pine Hills

Colonial Pine Hills and the towns around it

Very lowLowModerateHighVery high

Colonial Pine Hillsmostly inland floodingHigh

Rapid Citymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colonial Pine Hills is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Colonial Pine Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to Colonial Pine Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.