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Natural hazards · Chery

Chery, SD natural hazards

Most of the natural-hazard damage FEMA expects in Chery comes from cold waves, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chery?

61
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chery to be higher than in 61% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves45%Inland flooding25%Drought8%Tornadoes6%Hail5%Everything else12%
By hazard

What Chery faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

45% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 8 times a year in the area

Inland flooding

25% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once every 4 years in the area

Drought

8% of expected damage
Recorded about 16 times a year in the area

Tornadoes

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 4 years in the area

Hail

5% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chery flood?

FEMA's records show no paid flood insurance claims in Chery.

of all homes
are insured
No community discount. Chery isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jerauld County.
Disasters that hit Chery

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chery itself: aid to households, or repair grants to the Township of Chery.

Brought FEMA money into CheryDeclared for Jerauld County only
2011

Flooding

$4K to the Township of Chery for repairs
2010

Flooding

$33K to the Township of Chery for repairs
Jerauld County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Chery

Chery and the towns around it

Harmony: High, mostly cold wavesBurr Oak: Moderate, mostly inland floodingMarlar: High, mostly cold wavesBates: High, mostly cold wavesPleasant: High, mostly cold wavesKellogg: Moderate, mostly inland floodingSand Creek: Moderate, mostly inland floodingChery: High, mostly cold waves CheryHarmonyBurr Oak
Very lowLowModerateHighVery high
Cherymostly cold wavesHigh
Harmonymostly cold wavesHigh
Burr Oakmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chery is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Chery’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Chery. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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You’re in Chery, SDJerauld CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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