Natural hazards · Chancellor

Chancellor, SD natural hazards

Most of the natural-hazard damage FEMA expects in Chancellor comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chancellor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chancellor to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes23%Cold waves13%Drought8%Hail6%Everything else9%

By hazard

What Chancellor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Cold waves

13% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 7 times a year in the area

Drought

8% of expected damage

Recorded about 25 times a year in the area

Hail

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chancellor flood?

FEMA's records show no paid flood insurance claims in Chancellor.

of all homes
are insured

No community discount. Chancellor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Turner County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Chancellor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chancellor itself: aid to households, or repair grants to the Town of Chancellor.

Brought FEMA money into ChancellorDeclared for Turner County only

2024

Severe Storms, Straight-Line Winds, and Flooding

6 households applied for aid $42K aid approved

2019

Severe Winter Storm, Snowstorm, and Flooding

2 households applied for aid $1K aid approved

Turner County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chancellor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chancellor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chancellor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.