Natural hazards · Centerville

Centerville, SD natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes27%Drought12%Cold waves11%Hail6%Everything else9%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Drought

12% of expected damage

Recorded about 28 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 7 times a year in the area

Hail

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

FEMA's records show no paid flood insurance claims in Centerville.

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Turner County.

Disasters that hit Centerville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Centerville itself: aid to households, or repair grants to the City of Centerville.

Brought FEMA money into CentervilleDeclared for Turner County only

2024

Severe Storms, Straight-Line Winds, and Flooding

15 households applied for aid $56K aid approved $26K to the City of Centerville for repairs

2019

Severe Winter Storm, Snowstorm, and Flooding

3 households applied for aid $2K aid approved $4K to the City of Centerville for repairs

2014

Severe Storms, Tornadoes, and Flooding

$27K to the City of Centerville for repairs

2009

Severe Winter Storm and Snowstorm

$2K to the City of Centerville for repairs

2001

Severe Winter Storms, Flooding, and Ice Jams

$3K to the City of Centerville for repairs

Turner County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.