Natural hazards · Cavour

Cavour, SD natural hazards

Most of the natural-hazard damage FEMA expects in Cavour comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2007. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cavour?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cavour to be higher than in 51% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought25%Cold waves14%Tornadoes10%Hail7%Everything else7%

By hazard

What Cavour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Drought

25% of expected damage

Recorded about 6 times a year in the area

Cold waves

14% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 3 years in the area

Hail

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cavour flood?

Every paid claim on a federal flood insurance policy in Cavour, from FEMA’s records.

3paid claims since 2007

$73Kpaid to owners

0homes flooded more than once

20072026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cavour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beadle County.

Disasters that hit Cavour

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cavour itself: aid to households, or repair grants to the Township of Cavour.

Brought FEMA money into CavourDeclared for Beadle County only

2019

Severe Winter Storm, Snowstorm, and Flooding

$7K to the Township of Cavour for repairs

2011

Flooding

$12K to the Township of Cavour for repairs

2010

Flooding

$31K to the Township of Cavour for repairs

2007

Severe Storms, Tornadoes, and Flooding

$13K to the Township of Cavour for repairs

2001

Severe Winter Storms, Flooding, and Ice Jams

$3K to the Township of Cavour for repairs

Beadle County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Cavour

Cavour and the towns around it

Very lowLowModerateHighVery high

Cavourmostly inland floodingModerate

Bannermostly inland floodingModerate

Richlandmostly inland floodingModerate

Valleymostly inland floodingModerate

Libertymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cavour covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cavour’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cavour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cavour total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.