Natural hazards · Blaine

Blaine, SD natural hazards

Most of the natural-hazard damage FEMA expects in Blaine comes from cold waves, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blaine?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blaine to be higher than in 39% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves42%Inland flooding26%Hail11%Tornadoes10%Everything else11%

By hazard

What Blaine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 12 times a year in the area

Inland flooding

26% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Hail

11% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blaine flood?

FEMA's records show no paid flood insurance claims in Blaine.

of all homes
are insured

No community discount. Blaine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Blaine

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blaine itself: aid to households, or repair grants to the Township of Blaine.

Brought FEMA money into BlaineDeclared for Clark County only

2019

Severe Winter Storm, Snowstorm, and Flooding

$6K to the Township of Blaine for repairs

2011

Flooding

$15K to the Township of Blaine for repairs

2010

Flooding

$17K to the Township of Blaine for repairs

2007

Severe Storms, Tornadoes, and Flooding

$4K to the Township of Blaine for repairs

2001

Severe Winter Storms, Flooding, and Ice Jams

$1K to the Township of Blaine for repairs

Clark County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Blaine

Blaine and the towns around it

Very lowLowModerateHighVery high

Edenmostly inland floodingModerate

Highlandmostly inland floodingModerate

Blainemostly cold wavesLow

Cottonwoodmostly cold wavesLow

Maydellmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blaine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blaine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Blaine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.