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Natural hazards · Belle

Belle, SD natural hazards

Most of the natural-hazard damage FEMA expects in Belle comes from cold waves, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Belle?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belle to be higher than in 29% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding28%Hail10%Tornadoes8%Strong wind6%Everything else12%
By hazard

What Belle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 12 times a year in the area

Inland flooding

28% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once a year in the area

Hail

10% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 4 years in the area

Strong wind

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Belle flood?

FEMA's records show no paid flood insurance claims in Belle.

of all homes
are insured
No community discount. Belle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Edmunds County.
Disasters that hit Belle

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belle itself: aid to households, or repair grants to the Township of Belle.

Brought FEMA money into BelleDeclared for Edmunds County only
2011

Flooding

$17K to the Township of Belle for repairs
2010

Flooding

$7K to the Township of Belle for repairs
2009

Severe Storms and Flooding

$1K to the Township of Belle for repairs
2001

Severe Winter Storms, Flooding, and Ice Jams

$3K to the Township of Belle for repairs
Edmunds County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Belle

Belle and the towns around it

Fountain: Low, mostly cold wavesRosette: Low, mostly cold wavesPembrook: Low, mostly cold wavesCortlandt: Low, mostly cold wavesIpswich: Low, mostly cold wavesUnion: Low, mostly cold wavesAdrian: Low, mostly cold wavesRavinia: Low, mostly inland floodingBelle: Low, mostly cold waves BelleFountainRosettePembrook
Very lowLowModerateHighVery high
Bellemostly cold wavesLow
Fountainmostly cold wavesLow
Rosettemostly cold wavesLow
Pembrookmostly cold wavesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belle is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Belle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Belle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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