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Natural hazards · Belle Prairie

Belle Prairie, SD natural hazards

Most of the natural-hazard damage FEMA expects in Belle Prairie comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Belle Prairie?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belle Prairie to be higher than in 51% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought25%Cold waves14%Tornadoes10%Hail7%Everything else7%
By hazard

What Belle Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 3 times a year in the area

Drought

25% of expected damage
Recorded about 6 times a year in the area

Cold waves

14% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 10 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 3 years in the area

Hail

7% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Belle Prairie flood?

FEMA's records show no paid flood insurance claims in Belle Prairie.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Belle Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beadle County.
Disasters that hit Belle Prairie

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belle Prairie itself: aid to households, or repair grants to the Township of Belle Prairie.

Brought FEMA money into Belle PrairieDeclared for Beadle County only
2019

Severe Winter Storm, Snowstorm, and Flooding

$117K to the Township of Belle Prairie for repairs
2011

Flooding

$17K to the Township of Belle Prairie for repairs
2010

Flooding

$15K to the Township of Belle Prairie for repairs
2007

Severe Storms, Tornadoes, and Flooding

$10K to the Township of Belle Prairie for repairs
2001

Severe Winter Storms, Flooding, and Ice Jams

$16K to the Township of Belle Prairie for repairs
Beadle County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Belle Prairie

Belle Prairie and the towns around it

Afton: Moderate, mostly inland floodingPearl Creek: Moderate, mostly inland floodingLogan: Moderate, mostly inland floodingFloyd: Moderate, mostly inland floodingRedstone: Low, mostly inland floodingBenedict: Moderate, mostly inland floodingClifton: Moderate, mostly inland floodingRichland: Moderate, mostly inland floodingJackson: Moderate, mostly inland floodingIroquois: Low, mostly cold wavesBanner: Moderate, mostly inland floodingBelle Prairie: Moderate, mostly inland flooding Belle PrairieAftonPearl CreekLogan
Very lowLowModerateHighVery high
Belle Prairiemostly inland floodingModerate
Pearl Creekmostly inland floodingModerate
Loganmostly inland floodingModerate
Aftonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belle Prairie is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Belle Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Belle Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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