Natural hazards · Ardmore

Ardmore, SD natural hazards

Most of the natural-hazard damage FEMA expects in Ardmore comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ardmore?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ardmore to be higher than in 83% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding40%Wildfire37%Cold waves7%Everything else16%

By hazard

What Ardmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Wildfire

37% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ardmore flood?

FEMA's records show no paid flood insurance claims in Ardmore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ardmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fall River County.

Disasters that hit Ardmore

Federal disasters declared here

None of the disasters declared for Fall River County shows FEMA aid or repair money reaching Ardmore itself in FEMA’s records.

Brought FEMA money into ArdmoreDeclared for Fall River County only

Fall River County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ardmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ardmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ardmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.